/* ===== Cruz Assessoria — estilo corporativo (multi-página) ===== */
:root{
  --navy:#1e3a5f; --navy-d:#15293f; --navy-l:#2a4d78;
  --gold:#b0862f; --gold-d:#8f6c23;
  --ink:#1f2c39; --mut:#5c6878; --soft:#7a8694;
  --line:#e3e8ee; --line-d:#d3dae2;
  --bg:#ffffff; --bg2:#f5f7fa; --bg3:#eef2f7;
  --ok:#2f7d5b;
  --rad:6px; --rad-l:10px;
  --sh:0 10px 30px rgba(20,41,63,.08); --sh-sm:0 4px 14px rgba(20,41,63,.06);
  --wrap:1140px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Libre Franklin',system-ui,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.7;font-size:16px;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:'Lora',Georgia,serif;color:var(--navy);line-height:1.25;font-weight:600}
a{color:inherit;text-decoration:none}
img,svg{display:block;max-width:100%}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.ico{width:1em;height:1em;stroke:currentColor;fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}

/* ---- Top bar ---- */
.topbar{background:var(--navy-d);color:rgba(255,255,255,.72);font-size:.82rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:14px;height:40px;flex-wrap:wrap}
.topbar a{color:rgba(255,255,255,.9)}
.topbar a:hover{color:#fff}
.topbar .t-l{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
.topbar .t-l span{display:inline-flex;align-items:center;gap:7px}
.topbar .ico{width:14px;height:14px}

/* ---- Header / nav ---- */
.site-head{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;height:78px}
.brand{display:flex;align-items:center;gap:13px}
.brand .mark{width:46px;height:46px;border:2px solid var(--navy);border-radius:8px;display:flex;align-items:center;justify-content:center;color:var(--navy);font-family:'Lora',serif;font-weight:700;font-size:1.15rem;position:relative}
.brand .mark::after{content:"";position:absolute;left:8px;right:8px;bottom:6px;height:2px;background:var(--gold)}
.brand b{font-family:'Lora',serif;font-size:1.22rem;color:var(--navy);font-weight:600;line-height:1.05;display:block}
.brand small{display:block;font-size:.64rem;letter-spacing:1.6px;text-transform:uppercase;color:var(--soft);font-weight:600}
.nav{display:flex;align-items:center;gap:4px}
.nav a{padding:9px 14px;font-size:.92rem;font-weight:500;color:var(--ink);border-radius:var(--rad);transition:.15s}
.nav a:hover{color:var(--navy);background:var(--bg2)}
.nav a.on{color:var(--navy);font-weight:600}
.nav a.on::after{content:"";display:block;height:2px;background:var(--gold);margin-top:5px;border-radius:2px}
.nav .btn{margin-left:8px}
.burger{display:none;border:1px solid var(--line-d);background:#fff;border-radius:var(--rad);width:44px;height:42px;align-items:center;justify-content:center;cursor:pointer;color:var(--navy)}
.burger .ico{width:22px;height:22px}

/* ---- Buttons ---- */
.btn{display:inline-flex;align-items:center;gap:9px;background:var(--navy);color:#fff;font-weight:600;font-size:.92rem;padding:11px 22px;border-radius:var(--rad);transition:.18s;border:1px solid var(--navy);cursor:pointer;font-family:inherit}
.btn:hover{background:var(--navy-d);border-color:var(--navy-d)}
.btn .ico{width:17px;height:17px;stroke-width:1.8}
.btn-out{background:transparent;color:var(--navy);border-color:var(--line-d)}
.btn-out:hover{background:var(--bg2);color:var(--navy)}
.btn-gold{background:var(--gold);border-color:var(--gold);color:#fff}
.btn-gold:hover{background:var(--gold-d);border-color:var(--gold-d)}
.btn-lg{padding:14px 30px;font-size:1rem}

/* ---- Hero ---- */
.hero{background:var(--bg2);border-bottom:1px solid var(--line)}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:54px;align-items:center;padding:74px 24px}
.kicker{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gold-d);margin-bottom:16px}
.hero h1{font-size:clamp(2rem,3.6vw,2.85rem);margin-bottom:18px}
.hero p.lead{font-size:1.08rem;color:var(--mut);max-width:540px;margin-bottom:28px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:var(--rad-l);box-shadow:var(--sh);padding:30px}
.hero-card h3{font-size:1.15rem;margin-bottom:6px}
.hero-card p{color:var(--mut);font-size:.92rem;margin-bottom:18px}
.hc-row{display:flex;gap:12px;align-items:flex-start;padding:13px 0;border-top:1px solid var(--line)}
.hc-row .ico{width:20px;height:20px;color:var(--gold-d);margin-top:3px}
.hc-row b{display:block;font-size:.95rem;color:var(--navy)}
.hc-row span{font-size:.86rem;color:var(--mut)}

/* ---- Page header (inner pages) ---- */
.page-head{background:var(--navy);color:#fff;padding:46px 0}
.page-head h1{color:#fff;font-size:clamp(1.7rem,3vw,2.3rem)}
.crumb{font-size:.82rem;color:rgba(255,255,255,.6);margin-bottom:10px}
.crumb a{color:rgba(255,255,255,.85)}
.crumb a:hover{color:#fff}

/* ---- Sections ---- */
.sec{padding:72px 0}
.sec.alt{background:var(--bg2)}
.sec-head{max-width:680px;margin-bottom:38px}
.sec-head.center{margin:0 auto 42px;text-align:center}
.sec-head .kicker{margin-bottom:10px}
.sec-head h2{font-size:clamp(1.6rem,2.8vw,2.1rem);margin-bottom:12px}
.sec-head p{color:var(--mut)}

/* ---- Services grid ---- */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--rad-l);padding:30px;transition:.18s}
.card:hover{border-color:var(--line-d);box-shadow:var(--sh-sm);transform:translateY(-2px)}
.card .c-ico{width:46px;height:46px;border-radius:9px;background:var(--bg3);display:flex;align-items:center;justify-content:center;color:var(--navy);margin-bottom:16px}
.card .c-ico .ico{width:23px;height:23px;color:var(--gold-d)}
.card h3{font-size:1.12rem;margin-bottom:9px}
.card p{color:var(--mut);font-size:.93rem}
.card a.more{display:inline-flex;align-items:center;gap:6px;margin-top:14px;font-size:.88rem;font-weight:600;color:var(--navy)}
.card a.more .ico{width:15px;height:15px}

/* ---- Feature / split ---- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.feature-list{list-style:none;margin-top:18px}
.feature-list li{display:flex;gap:13px;padding:11px 0;border-bottom:1px solid var(--line)}
.feature-list li:last-child{border-bottom:none}
.feature-list .ico{width:20px;height:20px;color:var(--ok);margin-top:4px}
.feature-list b{display:block;color:var(--navy);font-size:.97rem}
.feature-list span{color:var(--mut);font-size:.88rem}
.panel{background:var(--navy);color:#fff;border-radius:var(--rad-l);padding:36px}
.panel h3{color:#fff;font-size:1.3rem;margin-bottom:12px}
.panel p{color:rgba(255,255,255,.78);font-size:.95rem;margin-bottom:14px}
.panel .num{display:flex;gap:18px;margin-top:18px;flex-wrap:wrap}
.panel .num div{flex:1;min-width:120px}
.panel .num b{font-family:'Lora',serif;font-size:1.7rem;color:#fff;display:block;line-height:1}
.panel .num span{font-size:.78rem;color:rgba(255,255,255,.6)}

/* ---- Steps ---- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:s}
.step{position:relative;padding-top:8px}
.step .n{width:42px;height:42px;border-radius:50%;border:2px solid var(--gold);color:var(--navy);font-family:'Lora',serif;font-weight:700;display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.step h3{font-size:1.02rem;margin-bottom:6px}
.step p{color:var(--mut);font-size:.9rem}

/* ---- Notice (disclaimer, sóbrio) ---- */
.notice{background:var(--bg3);border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:0 var(--rad) var(--rad) 0;padding:18px 22px;font-size:.92rem;color:var(--mut)}
.notice b{color:var(--navy)}

/* ---- Service detail rows ---- */
.svc{display:flex;gap:22px;padding:30px 0;border-bottom:1px solid var(--line)}
.svc:last-child{border-bottom:none}
.svc .s-ico{width:54px;height:54px;border-radius:10px;background:var(--bg3);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--gold-d)}
.svc .s-ico .ico{width:26px;height:26px}
.svc h3{font-size:1.2rem;margin-bottom:8px}
.svc p{color:var(--mut);font-size:.95rem;margin-bottom:8px}
.svc ul{list-style:none;margin-top:6px}
.svc ul li{position:relative;padding-left:20px;color:var(--mut);font-size:.9rem;margin-bottom:4px}
.svc ul li::before{content:"";position:absolute;left:0;top:10px;width:6px;height:6px;border-radius:50%;background:var(--gold)}

/* ---- About ---- */
.prose{max-width:760px}
.prose p{color:var(--mut);margin-bottom:16px}
.prose h2{margin:30px 0 12px;font-size:1.5rem}
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:26px}
.value{background:#fff;border:1px solid var(--line);border-radius:var(--rad-l);padding:24px}
.value .ico{width:26px;height:26px;color:var(--gold-d);margin-bottom:10px}
.value b{display:block;color:var(--navy);font-family:'Lora',serif;font-size:1.05rem;margin-bottom:4px}
.value span{color:var(--mut);font-size:.88rem}
.facts{background:var(--bg2);border:1px solid var(--line);border-radius:var(--rad-l);padding:28px}
.facts .row{display:flex;justify-content:space-between;gap:14px;padding:11px 0;border-bottom:1px solid var(--line);font-size:.92rem}
.facts .row:last-child{border-bottom:none}
.facts .row span{color:var(--soft)}
.facts .row b{color:var(--navy);font-weight:600;text-align:right}

/* ---- Contact ---- */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
.field{margin-bottom:16px}
.field label{display:block;font-size:.84rem;font-weight:600;color:var(--navy);margin-bottom:6px}
.field input,.field textarea{width:100%;border:1px solid var(--line-d);border-radius:var(--rad);padding:12px 14px;font-family:inherit;font-size:.95rem;color:var(--ink);background:#fff}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--navy)}
.field textarea{min-height:130px;resize:vertical}
.ci{display:flex;gap:14px;align-items:flex-start;padding:16px 0;border-bottom:1px solid var(--line)}
.ci:last-child{border-bottom:none}
.ci .ico{width:22px;height:22px;color:var(--gold-d);margin-top:3px}
.ci b{display:block;color:var(--navy);font-size:.95rem}
.ci span,.ci a{color:var(--mut);font-size:.92rem}
.ci a:hover{color:var(--navy)}
.map{margin-top:18px;border-radius:var(--rad-l);overflow:hidden;border:1px solid var(--line);height:230px;background:var(--bg3);display:flex;align-items:center;justify-content:center;color:var(--soft);font-size:.86rem}

/* ---- CTA band ---- */
.cta{background:var(--navy);color:#fff;text-align:center}
.cta .wrap{padding:56px 24px}
.cta h2{color:#fff;font-size:clamp(1.5rem,2.6vw,2rem);margin-bottom:10px}
.cta p{color:rgba(255,255,255,.75);max-width:540px;margin:0 auto 24px}

/* ---- Legal pages ---- */
.legal{max-width:820px}
.legal h2{font-size:1.25rem;margin:28px 0 10px}
.legal p,.legal li{color:var(--mut);margin-bottom:10px}
.legal ul{padding-left:22px;margin-bottom:10px}
.legal .upd{display:inline-block;font-size:.8rem;color:var(--soft);background:var(--bg2);border:1px solid var(--line);padding:5px 12px;border-radius:20px;margin-bottom:22px}

/* ---- Footer ---- */
.site-foot{background:var(--navy-d);color:rgba(255,255,255,.62);font-size:.9rem;padding-top:56px}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.1)}
.foot-brand b{font-family:'Lora',serif;color:#fff;font-size:1.2rem;display:block;margin-bottom:4px}
.foot-brand small{color:var(--gold);letter-spacing:1.4px;text-transform:uppercase;font-size:.62rem;font-weight:700}
.foot-brand p{margin-top:12px;line-height:1.6;font-size:.85rem}
.foot-col h4{color:#fff;font-size:.78rem;letter-spacing:1.2px;text-transform:uppercase;margin-bottom:14px;font-family:'Libre Franklin',sans-serif;font-weight:700}
.foot-col ul{list-style:none}
.foot-col li{margin-bottom:9px}
.foot-col a:hover{color:#fff}
.foot-col .ico{width:15px;height:15px;margin-right:7px;vertical-align:-2px;color:var(--gold)}
.foot-note{font-size:.78rem;color:rgba(255,255,255,.45);line-height:1.6;padding:22px 0 14px;border-bottom:1px solid rgba(255,255,255,.08);margin-bottom:14px}
.foot-note b{color:rgba(255,255,255,.7)}
.foot-bot{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;padding-bottom:26px;font-size:.78rem;color:rgba(255,255,255,.4)}
.foot-bot a:hover{color:#fff}

/* ---- Responsive ---- */
@media(max-width:960px){
  .hero .wrap{grid-template-columns:1fr;gap:34px;padding:54px 24px}
  .grid{grid-template-columns:1fr 1fr}
  .split,.contact-grid,.grid-2{grid-template-columns:1fr;gap:30px}
  .steps{grid-template-columns:1fr 1fr}
  .values{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr;gap:28px}
}
@media(max-width:640px){
  .nav{display:none}
  .nav.open{display:flex;position:absolute;top:78px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:10px 16px 16px;border-bottom:1px solid var(--line);box-shadow:var(--sh)}
  .nav.open a{padding:12px}
  .nav.open .btn{margin:8px 0 0}
  .burger{display:flex}
  .grid,.steps{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .topbar .t-l{gap:14px}
}
/* footer map */
.foot-maplabel{font-size:.76rem;letter-spacing:1.4px;text-transform:uppercase;color:rgba(255,255,255,.55);font-weight:700;padding:20px 0 10px}
.foot-map{width:100%;height:300px;border:0;display:block;filter:grayscale(14%) contrast(1.04)}